So, it’s been a while since I’ve last written in here. I blame the frustration of the process of trying to buy a house. We have been in a long, long battle with a short sale for some months now. However, we got some really amazing news around the end of September that we were approved to go into closing and from there it should only be a matter of about 30 days until the house was finally ours!
Well, in a perfect world, that might have been true. At first it was smooth sailing, everything seemed to be falling into place, and our expected date to close on the house was October 14th. Unfortunately, the people that are selling the house have been renting it out month-to-month for the last four months. Now, when we went into closing for the house, the renters were told that the house was sold and they had 30 days to start looking for a new place to live. I guess I should have known right off the bat that buying a house where there were people renting was a bad idea, but I was giving these people the benefit of the doubt. Assuming that when they were told the house was sold they would at least try and get out.
Again, in a perfect world… Just when we thought we were in the clear and with a little more than a week left before we were set to close on the house we hit a wall. The renters have no intentions of getting out of the house any time soon! In fact, they want to stay there through the holidays! I get it, I’m sure these people aren’t in the best financial situation, who really is these days? I’m sure having a place to stay in through the holidays would be nice for them, and this probably is not the time of year that they want to stress out in finding a place to live. But, the house is not yours! You are renting out a house that is on the market to be sold, what did you expect to happen when the house was actually sold?
On top of all that, there is damage in the house that happened after we last looked at the house. Damage that these renters caused. Obviously the house isn’t the best looking by any means. It’s a project house, a house that we are planning on putting a lot of work into to bring it up-to-date. However the house had good bones. A great structure to work with, hardwood floors that really didn’t need much work except for some cleaning, and the walls were in good shape for the most part. There was nothing major that we had to do before we moved into the house. That is not the case anymore. According to the appraisers that went into the house, the hardwood floors have been destroyed by a leak from the wall mounted air conditioning unit the renters have been running. A leak that the renters made no attempt to fix. At first we had suggested that the renters use their security deposit to fix the floors, because that would have been the logical answer, right? Wrong. The renters have already worked out a deal of some sorts with the sellers using their security deposit.
So, basically, the renters have destroyed the floors, making more work for us. They also don’t care about the house at all, because it isn’t their house to begin with. It is just something for them to live in until they find a place more permanent. The seller could care less about the house because technically they do not own it anymore. The bank does. The seller is renting out the house, making money off the renters and just milking it for all its worth by also taking the security deposit for their own use instead of using the money for what it is actually for - to cover any damages on the house left by the renters.
Our next move? I’m not really sure. We are suppose to close on the house tomorrow, but we will not close if there are people living in it. That would mean we would have to go into the process of eviction if the renters don’t get out - and that is too costly and messy for us. We are keeping our fingers crossed that the bank gives us an extension until the end of the month to close on the house, maybe by then the renters will be out. Even if the bank does give us an extension, who is to say the renters will be out by then? They want to stay there through the holidays! So, it’s either we get an extension on the closing of the house, or we have to walk away after already putting thousands of dollars into this process.
Walk away…Walk away from waiting on this house for almost six months now. Walk away just because we are stuck dealing with some really awful people that are doing some shady deals and cannot just get out of a house that is not theirs. We would walk away and have to start all over again.
At this point, if we have to walk away I never want to deal with a short sale again. I don’t want to even bother with having a house. I don’t even want to try looking again for this all to end badly all over again. At this point, all these backward steps in this house buying process is just making me feel like it is a bad omen. That this house deal was a bad idea to begin with because you put way too much effort into trying to get it, to only have it not work out in the end anyway.
All I want to to be out on my own. That is all I have wanted for the past forever. Now I can finally afford it, and this damn short sale is keeping me from it. I could be living in an apartment by now. I could be out on my own. But, I’m not, because I got caught up in the idea that owning a house would be better. At this point, it’s not. It was the worst idea. Sure I’d be paying rent on a place that isn’t my own. I’d be throwing money out, so to speak…but who cares!!! I am twenty four years old, I do not need to be living in a house that is too big for my taste right now.
I feel in love with the idea of the project house. With the idea of making it my own, of being the reason behind the scenes that the house had character, was beautiful, and well maintained. I can do that with an apartment. At this point, that is all I want. A place to call my own. A place I can decorate and put my style into. A place to have friends over, a place to be able to cook in a kitchen and not feel like I’m getting in the way.
So, sorry I’ve been on such a long hiatus. My inspiration that is supposed to fill this blog has been blocked for a while. I’m hoping it will come back. I’m hoping that it will come back soon. Until then…